Limited Company Salary and Dividends

In the eternal debate on the best way for contractors to pay themselves, limited company contractors can still maximise their earnings (post tax) by paying a lower salary to themselves and then taking the balance of their pay via dividends from the profits of their...

Contractor Public Liability Insurance

You’ve just left your old company and gone it alone. Finally, you are free and in charge of your own business – and that business is you. But before you start building that business you need to make sure that the foundations are solid and protect it against any rainy...

Health Insurance for Contractors

After sorting out their main contractor insurance policies (such as public liability insurance and professional indemnity insurance) which look after their businesses, most contractors turn next to the other area that they used to have covered when they were working...

The HMRC Umbrella Company

Ask any contractor for their opinion on what HMRC thinks of contractors and they will probably scoff, laugh out loud or start to pace and rant incoherently. It’s safe to say that contractors have not been feeling the love from HMRC for a long time now and a reading of...

How to be IR35 Compliant

Worried about IR35? You’re not alone. Ask any contractor (especially those working via limited companies) what their biggest work stress is, or what they like least about contracting, and you will invariably get the same answer – IR35. Ever since it was introduced in...